Daniel Clark

Daniel Clark

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$199,000

($19,805 down)
FHA

730 Elm Street, Pueblo, CO 81004

3
1
807 sqft
PITI Monthly
$1,173.67 /mo

Listing courtesy of: Stephanie Nordin, The Cutting Edge

Assumed Rate

2.96%
7.15%

Principal & Interest

$815 /mo
$1,313 /mo

What's Special

MODERN
STAINLESS STEEL APPLIANCES
PRIVATE BACKYARD
HISTORIC
CHARMING
COZY

Step into the charm of this 1900 ranch-style stucco home, where historic character meets modern updates! This home features an updated kitchen with stainless steel appliances and a refreshed bathroom, offering a move-in-ready experience. The cozy living room boasts a beautiful west-facing bay window to view the sunset, and 9 ft ceiling, while the front door and another door off the kitchen showcase charming transom windows—once used to enhance ventilation and natural light. An oversized, 528 sq ft (22x24) detached two-car garage sits behind the home off the alley, providing private backyard access. Garage has 220v. The unfinished partial basement, accessible through the laundry room, offers excellent storage space. Roof replaced in 2021. With a solid inspection history and no known structural concerns, this home is a fantastic find in its price range. With easy access to I25. Don’t miss your chance to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,173.67/mo
Estimated Loan Balance
$189,815
Cash to close
$19,805
Interest Paid
$20,289

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Front Yard, Rear
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Minneqoua
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Pueblo

Financial Details

  • Price per Sqft: $246.59
  • Tax Annual Amount: $846
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $19,805 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $19,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$179,195
Your Cash$19,805
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$815/mo
Traditional @ 7.5%
$1,362/mo
You save $547/month ($6,559/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7935365

Listing From: recolorado

Last updated: 2025-04-09T04:03:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$815 /mo
$1,313 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $19,805 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $19,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$179,195
Your Cash$19,805
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$815/mo
Traditional @ 7.5%
$1,362/mo
You save $547/month ($6,559/year)

*Secondary financing rates are an estimated value based on input

Follow Us
EXP Realty
Agent/Broker
Daniel ClarkEXP Realty(480) 231-1177daniel@dclark.infoMLS BR531089000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than EXP Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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